Subscription Health Score
Answer 4 quick questions to see how healthy your subscription habits are
Your score is calculated across four dimensions: how many active subscriptions you have, whether you track them, how many you actively used in the last 30 days, and how often you review your recurring charges. Scores range from 0 to 100 — Grade A (90+) means you're a subscription master with tight control over your spending, Grade F (below 30) signals money is likely leaking through forgotten charges. The quiz takes under 60 seconds and your answers stay in your browser.
The average person underestimates their monthly subscription spend by 2.5x and hasn't reviewed their recurring charges in over 3 months. This free quiz helps you identify exactly where your subscription habits need work — and gives you a personalised action plan to fix it.
This is a fun assessment tool. For real subscription tracking, try RecurStop free.
Frequently Asked Questions
What is a subscription health score?
A subscription health score is a quick assessment of how well you're managing your subscriptions. It evaluates factors like how many subscriptions you have, whether you're actively using them, how much you're spending relative to your income, and whether you have a system to track renewals. A higher score means you're in control; a lower score suggests you may be overspending on unused services.
How is the subscription health score calculated?
The score is based on 4 key questions: how many active subscriptions you have, your estimated monthly spend, how often you review your subscriptions, and whether you've ever been surprised by a renewal charge. Each answer is weighted to generate a score from 0 to 100, with higher scores indicating healthier subscription habits.
What is a good subscription health score?
A score of 80 or above indicates excellent subscription hygiene — you know what you're paying for, review regularly, and rarely get surprised by charges. 60–79 is average with room for improvement. Below 60 suggests you may have unused subscriptions or lack visibility into your recurring spend. Most people score between 50 and 70 on their first assessment.
How many subscriptions is too many?
There's no universal number, but research suggests the average person has 3–5 subscriptions they actively use and 2–3 they've forgotten about. The real question isn't the count — it's value. If every subscription you have is something you'd renew consciously, that's healthy. If you're not sure what you're paying for, that's a sign to audit your subscriptions.
How can I improve my subscription health score?
The biggest improvements come from: (1) auditing all active subscriptions and cancelling unused ones, (2) setting up renewal reminders so you're never surprised by charges, (3) reviewing your subscriptions quarterly and asking 'would I subscribe to this today?', and (4) using a tracker like RecurStop to maintain visibility over your recurring spend.